DSP ELSS Tax Saver Fund Overview and Key Performance Insights

DSP ELSS Tax Saver Fund

Total AUM

₹16,749.39 crores
as of Sep 30, 2025

Age of Fund

18 years 9 months since Jan 18, 2007

Expense Ratio

1.63%
as of Jul 24, 2025

Exit Load

0.5%
If redeemed between 0 - 2 Years

Ideal holding period

10 Years+ / 3 years lock-in

Indian (97.2%)

Large Cap	67.6%
Mid Cap	15.2%
Small Cap	14.3%

Holdings
Sectors

Holdings	Weight %
State Bank of India	7.2 %
Infosys Limited	6.5 %
HDFC Bank Limited	6.3 %
ICICI Bank Limited	5.5 %
Axis Bank Limited	5.4 %
Kotak Mahindra Bank Limited	3.4 %
Bharti Airtel Limited	3.0 %
Mahindra & Mahindra Limited	2.9 %
Larsen & Toubro Limited	2.3 %
Bharat Petroleum Corporation Limited	2.3 %
Hindustan Unilever Limited	2.2 %
Samvardhana Motherson International Limited	2.2 %
Cipla Limited	2.1 %
NTPC Limited	1.9 %
Cohance Lifesciences Limited	1.7 %
Max Financial Services Limited	1.7 %
Power Finance Corporation Limited	1.7 %
Coforge Limited	1.6 %
IPCA Laboratories Limited	1.5 %
SBI Life Insurance Company Limited	1.4 %
Emami Limited	1.4 %
Syngene International Limited	1.4 %
Indus Towers Limited	1.4 %
ITC Limited	1.4 %
Oil India Limited	1.3 %
Hindalco Industries Limited	1.3 %
Fortis Healthcare Limited	1.3 %
GAIL (India) Limited	1.3 %
Jindal Steel Limited	1.3 %
AU Small Finance Bank Limited	1.2 %
Hindustan Petroleum Corporation Limited	1.2 %
Tata Motors Limited	1.1 %
UltraTech Cement Limited	1.1 %
Century Plyboards (India) Limited	1.0 %
Crompton Greaves Consumer Electricals Limited	0.9 %
Sun Pharmaceutical Industries Limited	0.9 %
Asian Paints Limited	0.9 %
Coromandel International Limited	0.9 %
Exide Industries Limited	0.9 %
Niva Bupa Health Insurance Company Limited	0.9 %
KEC International Limited	0.8 %
Vardhman Textiles Limited	0.8 %
Gujarat Fluorochemicals Limited	0.8 %
Alembic Pharmaceuticals Limited	0.8 %
ACC Limited	0.7 %
Ahluwalia Contracts (India) Limited	0.7 %
Bharat Forge Limited	0.7 %
Gujarat State Petronet Limited	0.7 %
Container Corporation of India Limited	0.7 %
PNB Housing Finance Limited	0.6 %
Sansera Engineering Limited	0.6 %
Atul Limited	0.6 %
Manappuram Finance Limited	0.6 %
GHCL Limited	0.5 %
Shriram Finance Limited	0.5 %
SBI Cards and Payment Services Limited	0.5 %
Laurus Labs Limited	0.4 %
Finolex Cables Limited	0.4 %
Bharti Airtel Limited - Partly Paid Shares	0.3 %
G R Infraprojects Limited	0.1 %
View All Holdings	97.2 % 44.7 %

Sectors Weight %

Banks 29.1 %

State Bank of India 7.2 %

HDFC Bank Limited 6.3 %

ICICI Bank Limited 5.5 %

Axis Bank Limited 5.4 %

Kotak Mahindra Bank Limited 3.4 %

AU Small Finance Bank Limited 1.2 %

IT - Software 8.1 %

Infosys Limited 6.5 %

Coforge Limited 1.6 %

Pharmaceuticals & Biotechnology 7.3 %

Cipla Limited 2.1 %

Cohance Lifesciences Limited 1.7 %

IPCA Laboratories Limited 1.5 %

Sun Pharmaceutical Industries Limited 0.9 %

Alembic Pharmaceuticals Limited 0.8 %

Laurus Labs Limited 0.4 %

Telecom - Services 4.6 %

Bharti Airtel Limited 3.0 %

Indus Towers Limited 1.4 %

Bharti Airtel Limited - Partly Paid Shares 0.3 %

Auto Components 4.3 %

Samvardhana Motherson International Limited 2.2 %

Exide Industries Limited 0.9 %

Bharat Forge Limited 0.7 %

Sansera Engineering Limited 0.6 %

Automobiles 4.0 %

Mahindra & Mahindra Limited 2.9 %

Tata Motors Limited 1.1 %

Insurance 4.0 %

Max Financial Services Limited 1.7 %

SBI Life Insurance Company Limited 1.4 %

Niva Bupa Health Insurance Company Limited 0.9 %

Construction 3.9 %

Larsen & Toubro Limited 2.3 %

KEC International Limited 0.8 %

Ahluwalia Contracts (India) Limited 0.7 %

G R Infraprojects Limited 0.1 %

Finance 3.9 %

Power Finance Corporation Limited 1.7 %

PNB Housing Finance Limited 0.6 %

Manappuram Finance Limited 0.6 %

Shriram Finance Limited 0.5 %

SBI Cards and Payment Services Limited 0.5 %

Diversified Fmcg 3.6 %

Hindustan Unilever Limited 2.2 %

ITC Limited 1.4 %

View All Sectors Expand All

72.7 %

Equity includes Stocks, Domestic Fund of Funds and ETFs

Indian (2.8%)

Credit rating profile	Weight %
Cash & Equivalent	2.8 %

Instrument break-up	Weight %
TREPS	2.9 %

Holdings	Weight %
TREPS / Reverse Repo Investments	2.9 %
Cash & cash equivalents	-0.1 %
	2.8 %

Indicators

Portfolio turnover ratio

0.34 last 12 months

Performance

Performance highlights over last

for

investment

Cumulative returns on

Annual returns

Current value

Min CAGR:

MedianCAGR:

Max CAGR:

Good Returns

Negative Returns

vs Category

vs Benchmark

Historical Returns (As per SEBI format)as of with investment of₹10,000

	This fund		NIFTY 500 TRI ^{^}		NIFTY 50 TRI ^#
	CAGR	Current Value	CAGR	Current Value	CAGR	Current Value

Income distribution Cum Capital Withdrawal (IDCW) Distributed

Record Date	Face Value	IDCW per unit	NAV Before	NAV After

Chart type

Graph viewTable view

Invested as

Invested Amount

₹

Invested since

This fund

NIFTY 500 TRI

NIFTY 50 TRI

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth	IDCW paid

Chart type:

Returns RangesStatistics

Invested Amount

₹

Rolling period

Funds	Minimum	Median	Maximum	% times -ve returns	% times returns > 7%

Date of allotment: Jan 18, 2007.

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan.

Since inception returns have been calculated from the date of allotment till June 30, 2021

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Rolling returns have been calculated based on returns from regular plan growth option.

Pursuant to payments of Income Distribution cum Capital Withdrawal, the NAV of the IDCW option(s) of Schemes would fall to the extent of payout, and statutory levy, if any.

^ Fund Benchmark # Additional Benchmark

Scheme disclaimers

Fund Details

Things to know before you invest

What is in DSP ELSS Tax Saver Fund?

This is an Equity Linked Savings Scheme (ELSS).
Investing in this fund allows you to avail a tax deduction of up to Rs 1.5 lakh annually under Sec 80C of Income Tax Act 1961.
It invests in established as well as emerging companies across market caps to provide a combination of growth & stability.

Why should one invest in DSP ELSS Tax Saver Fund?

You can save up to Rs 46,800 by investing up to Rs 1.5 lakh in this fund.
It also helps you aim to grow your wealth by investing in a mix of large & mid-sized companies, offering growth at reasonable prices.
Lowest lock-in period of 3 years as compared to other tax saving options under Section 80C.
Can help you beat the impact of rising prices over the long-term.

Who should invest in DSP ELSS Tax Saver Fund?

Consider this fund if you
- Want to save tax.
- Have the patience & mental resilience to remain invested for a decade or more.
- Recognize market falls as good opportunities to invest even more.
- Accept that equity investing means exposure to risk.
- Do not chase the highest possible returns at all times.

Rethink before you invest

ELSS Tax Saver Fund carries Very High Risk.
There is a lock-in period of 3 years, once you invest.
Expect short term return fluctuations, esp. during periods of market ups & downs.

Fund managers:

Rohit Singhania

Total work experience of 25 years. Managing this fund since July 2015.

arrow_forwardSee funds managed by him

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Total work experience of 25 years. Managing this fund since July 2015.

arrow_forwardSee funds managed by him

arrow_forwardSee his investing philosophy

Trideep Testing

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Investment Objective

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.
There is no assurance that the investment objective of the Scheme will be realized.

Fund Type

Equity – Tax-saving

ELSS Fund

Riskometer

Level of Risk in the fund

View details

Minimum Investment

Lumpsum ₹ 500
SIP ₹ 500 (6 instalments)
Additional purchase ₹ 500

Tax Implications (Applies to redemptions or transfers made on or after April 1, 2025)

Taxation category - Equity Oriented Fund Sub Category - Equity Schemes

Holding period	Capital gain type	Applicable tax rate
More than 12 months	Long term	12.5 %
12 months or less	Short term	20 %

Mutual fund taxation is based on the fund’s taxation category, sub-category, and holding period. The applicable tax rates are subject to prevailing tax laws, including surcharges, cess, and exemptions. Please consult a tax advisor for personalized guidance. View detailed tax guide