DSP Solutions - Long Term Solution

Investment in this kind of strategy assumes that you understand downside risks associated with equity investments in the short to medium term. Invest in this solution only if you have the patience to weather the volatility while aiming at creating wealth over long-term

Funds in the solution

DSP Equity Opportunities Fund

Growth
Equity
Large-cap

Risk factor:

Very High Risk info

50%
Share info

DSP Mid Cap Fund

Growth
Equity
Mid-cap

Risk factor:

Very High Risk info

25%
Share info

DSP Banking & PSU Debt Fund

Growth
Debt

Risk factor:

Very High Risk info

15%
Share info

DSP Ultra Short Fund

Growth
Equity
Large-cap

Risk factor:

Very High Risk info

10%
Share info

Risk

Sudden & unexpected downsides

Goal of Investment

Create wealth over long term

Ideal holding period

Over 5 years

Past Returns

13.59%

10 years

17.97%

5 years

16.82%

3 years

5.37%

1 year

Fund managers

Rohit Singhania

Managing DSP Large & Mid Cap Fund in this solution.

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Managing DSP Large & Mid Cap Fund in this solution.

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Nilesh Aiya

Managing DSP Large & Mid Cap Fund in this solution.

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Managing DSP Large & Mid Cap Fund in this solution.

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Vinit Sambre

Managing DSP Midcap Fund in this solution.

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Managing DSP Midcap Fund in this solution.

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Resham Jain

Managing DSP Midcap Fund in this solution.

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Managing DSP Midcap Fund in this solution.

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Abhishek Ghosh

Managing DSP Midcap Fund in this solution.

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Managing DSP Midcap Fund in this solution.

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Jay Kothari

Managing DSP Midcap Fund in this solution.

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Managing DSP Midcap Fund in this solution.

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Shantanu Godambe

Managing DSP Banking & PSU Debt Fund in this solution.

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Managing DSP Banking & PSU Debt Fund in this solution.

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Vikram Chopra

Managing DSP Banking & PSU Debt Fund in this solution.

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Managing DSP Banking & PSU Debt Fund in this solution.

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Shalini Vasanta

Managing DSP Ultra Short Fund in this solution.

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Managing DSP Ultra Short Fund in this solution.

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Karan Mundhra

Managing DSP Ultra Short Fund in this solution.

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Managing DSP Ultra Short Fund in this solution.

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Rohit is a Research Analyst focusing on sectors like Auto, Auto Ancillaries, Metals, Infrastructure, Sugar and Hotels. He is the Co-Fund Manager for DSP India T.I.G.E.R. Fund since June 2010. Rohit joined DSP Investment Managers in September 2005, as Portfolio Analyst for the firm's Portfolio Management Services (PMS) division. He was transferred to the Institutional Equities Team of DSP Investment Managers in June 2009.
Previously, he was with HDFC Securities Limited as a part of its Institutional Equities Research Desk. He spent 13 months at HDFC Securities as Sr. Equity Analyst.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

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Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Nilesh has a total work experience of over 16 years. He joined DSP Asset Managers in June 2020 as part of the Equity Investment Team. He has previously worked with Edelweiss Institutional Equity Research. He is a Chartered Accountant (ICAI, India) and holds a Masters of Commerce degree from Mumbai University.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Vinit Sambre has been managing the DSP Mid Cap Fund since June 2010. He is also the Fund Manager for the DSP Small Cap Fund. Vinit specializes in the small and mid cap space and has over 16 years of relevant work experience.
Vinit joined DSP Investment Managers in July 2007, as Portfolio Analyst for the firm's Portfolio Management Services (PMS) division. As a research analyst, his focus was on sectors like Pharmaceuticals, Power Utilities, Chemicals, Fertilizers and Textiles.
Previously, he was with DSP Merrill Lynch as a part of its Global Private Client business. He spent 20 months at DSP Merrill Lynch as Equity Strategist. Prior to DSP Merrill Lynch, he was employed with IL&FS Investsmart Limited as an Equity Analyst in their PMS division. He has also worked with UTI Investment Advisory Services as Equity Analyst for the offshore fund - India Growth Fund. Vinit is a Chartered Accountant from Institute of Chartered Accountant of India."

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Resham joined DSP Investment Managers in March 2016 as Assistant Vice President in Equity Income Team. He has over 9 years of experience. Prior to joining DSP Investment Managers, he worked for B&K Securities (I) Private Limited, Jaihind Projects Ltd & Arvind Ltd.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Abhishek has joined DSP Mutual Funds in September 2018 as Assistant Vice President in equity team. His prior experience includes working in Motilal Oswal, Idfc Securities, BNP Paribas, B&K securities and Edelweiss Financial Services. He has done MBA in finance and holds a Bachelor degree in Electronics Engineering.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Jay Kothari is Senior Vice President, Global Head International Business and Lead Investment Strategist at DSP Asset Manages. He has been with the organisation since May 2005 and with the Equity Investment team since 2011. He brings 19 years of experience across equities and global fund raising. He has an MBA in Finance from Mumbai University and a Bachelor of Management Studies (Finance & International Finance) from Mumbai University. Jay is currently the Dedicated Fund Manager for overseas investments for the following schemes of DSP Mutual Fund.

Investors are requested to note that DSP world Agriculture Fund has been merged with DSP World mining fund of Fund ( Erstwhile Known as DSP World Mining Fund), effective from close of business hours of October 4, 2024. ('Effective Date'). For performance details of DSP World Agriculture Fund, Investors may request to DSP Asset Managers Private Limited ('AMC'), Investment Manager for DSP Mutual Fund, Mafatlal Centre, 10th Floor, Nariman Point, Mumbai 400 021. Investors can also reach our call centre as well (Toll-free 18002084499/ 18002004499, Tel. No.: 91-22 66578000, Fax No.: 91-22 66578181 ) or drop an email on [email protected].

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Shantanu has a total work experience of Over 16 years.
He joined DSP Asset Managers in March 2023 as Vice President in Fixed Income Team. Shantanu has also worked with Yes Bank Ltd as a Rates Trader.
He has cleared CFA from CFA Institute, MS (Finance) from ICFAI University and B.Com from Mumbai University.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Vikram joined DSP Investment Managers from L&T Investment Management and brings with him over 14 years of investment experience. He has also previously worked with Fidelity, IDBI Bank and Axis Bank Ltd.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Shalini has a total work experience of Over 11 years.
She is part of the fixed income team at DSP Investment Manager's since 2017. Shalini has also worked with ICRA Ltd. as a Credit Rating Analyst in their Large Corporate Group.
She holds a Master of Business Administration (Finance) degree from NMIMS, Mumbai and BA with Hons in Economics & Statistics from St. Xavier's College, Mumbai.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Karan has a total work experience of over 9 years.
He joined DSP Mutual Funds in April 2012 as part of Fund Administration team. In 2016, he joined the Fixed Income Investment team.
He is a Chartered Accountant (ICAI India) and also holds a Bachelor of Commerce Degree.

Sr. No.	Scheme Name	Managing since	Period
Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement Different plans shall have a different expense structure. The performance details provided herein are of regular plan. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Sr. No.

Scheme Name

Managing since

Period

1 Years

3 Years

5 Years

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Scheme return (%)

Benchmark return (%)

Period for which fund's performance has been provided is computed based on last day of the month-end preceding the date of advertisement

Different plans shall have a different expense structure. The performance details provided herein are of regular plan.

Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments

Compare Performance

Chart type

Graph view Table view

Invested as

Invested Amount

₹

Invested since

This Solution

Nifty 50 PRI

Gold

PPF

	Funds	Annual returns	Current Value	Absolute Growth

There is no guarantee that investors goals will be met.
Scheme(s) referred in above chart are schemes of DSP Mutual Fund.
The above basket of portfolios are given only for investor's convenience and Investor can invest in the individual scheme(s) as well. The portfolios are created without reference to any individual investor's risk appetite/ their financial needs/ goals etc. and Investors should consult their mutual fund distributors or tax advisors before selecting the said portfolio. The portfolio(s) do not guarantee achievement of any goal or targeted/assured returns. For detailed information on individual scheme, investors are requested to read Scheme Information Document of relevant scheme available on www.dspim.com.
The returns chart for the portfolio is plotted based on initial investment as per the allocations specified. The portfolio will undergo rebalancing to initial allocations as & when the allocations bust 10% thresholds. For example, if allocation to specific scheme is 50% then rebalancing will trigger when the allocation to the said scheme as per current market value on that specific day busts 55%. This rebalancing is done to ensure portfolio stays true to the initial objective at the time of investment. The exit load & tax impact, if any, at the time of rebalancing aren't accounted in the returns chart. Also, to prevent frequent rebalancing due to market volatility, rebalancing events are limited to once in a year. For example, if the last rebalance event has been executed on Jan 1, 2018 then no further rebalancing will happen prior to Jan 1, 2019 even if the 10% thresholds defined for rebalancing are breached.
Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For performance in SEBI prescribed format click on the scheme names mentioned above under "Schemes in this solution"
For lumpsum investments, if the investment period is less than 1 year then same return values are displayed for absolute & XIRR. For periods above 1 year, they are annualized. 1 Year is assumed as 365 days.
Returns for investments in income distribution cum capital withdrawal (IDCW) plans of schemes are calculated after assuming that the net income distribution cum capital withdrawal (IDCW) payouts post statutory taxes & levies, are re-invested back in the scheme.
For SIP returns chart, the start day for SIP investments is considered as 1st of every month. There is no end date to SIPs for the purpose of graphs.
For the purpose of NAV date applicability, if the investment date happens to be a non-business day, next business day's NAV is applied. Investment on inception date can happen on a non-business day.
Gold prices are available post 29 JAN, 2005 & are based on daily closing values on MCX.
PPF interest rate is assumed at 8.7% p.a. & interest received is compounded daily for the returns illustration in the charts.

Solution Details

Solution Description

TEST SOLUTION DESCRIPTION Investment in this kind of strategy assumes that you understand downside risks associated with equity investments in the short to medium term. Invest in this solution only if you have the patience to weather the volatility while aiming at creating wealth over long-term

Minimum Investment

₹ 1,000 Lumpsum

₹ 1,000 SIP - 12 instalments

DSP Large & Mid Cap Fund

View details

DSP Midcap Fund

View details

DSP Banking & PSU Debt Fund

View details

DSP Ultra Short Fund

View details

NIFTY LargeMidcap 250 (TRI)

Benchmark of DSP Large & Mid Cap Fund

Nifty Midcap 150 TRI

Benchmark of DSP Midcap Fund

NIFTY Banking & PSU Debt Index

Benchmark of DSP Banking & PSU Debt Fund

CRISIL Ultra Short Term Debt Index

Benchmark of DSP Ultra Short Fund

DSP Solutions is not, in any manner an assurance or promise or guarantee on part of DSP Mutual Fund / DSP Asset Managers Private Limited AMC to the unit holders in terms of returns or capital appreciation or minimization of loss of capital.
DSP Solutions is a feature of the platform provided by the Mutual Fund and not of the scheme. The AMC reserves the right to make changes to this model as may be necessary and as it may deem fit.
DSP Solutions is an Investment solution which is being offered through this platform is similar to a cart journey (i.e. which support an investor to have a multiple scheme in the basket) in a single purchase order during their normal purchase journey. The basket of certain selected schemes are given only for Investors convenience which is completely optional and Investor can invest in the individual scheme(s) digitally also. The amount to be invested in the scheme is configured as per the pre-defined percentage for each solutions which is being offered in the platform, for which the investor is well aware and can help an Investor to rely on their own experience while selecting the baskets suitable to them. The investments made in the scheme(s) through baskets (i.e. purchase) / redemption or any other transactions are treated at par with individual scheme transactions. The readymade baskets are for subscription in multiple schemes with minimal clicks. Investors can redeem the desired units from any scheme at any time without any conditions or restrictions other than those applicable as per the SID of the respective scheme.
The investment approach / framework/ strategy mentioned herein are currently followed by the scheme and the same may change in future depending on market conditions and other factors within the boundaries as defined in Scheme information Document.
The user(s) before acting on any information herein should make his/their own decision and seek appropriate professional advice.
For complete details on investment objective, investment strategy, asset allocation, scheme specific risk factors and more details, please read the Scheme Information Document, and Key Information Memorandum of the scheme available on ISC of AMC and also available on www.dspim.com